Terms and Conditions | Privacy Policy

Privacy Policy and TCPA Compliance Disclaimer

The Brenes Agency, Inc
Last Updated: February 13, 2025

1. Commitment to Your Privacy

The Brenes Agency, Inc. (“we,” “our,” or “us”) respects your privacy and is committed to safeguarding your personal information.
This Privacy Policy explains how we collect, use, and protect your data when you visit any of our official websites or engage with our life insurance and annuity services, including:

TheBrenesAgency.com

ScaleMyIncome.com

MortgageProtectionSystem.com/recruit

All three sites are owned and operated by The Brenes Agency, Inc, headquartered in California.


2. Life Insurance & Career Inquiry Notice

By submitting an inquiry form or scheduling an interview on any of the above domains, you acknowledge and agree that:

Designated Agent: Your designated point of contact is Francisco Brenes, CA Life Insurance License #0M14655, National Producer Number (NPN 7616545).

Communication Consent: You may be contacted by phone, text, or email by The Brenes Agency, Inc. or an authorized assistant solely to discuss your inquiry, schedule appointments, or provide information about our services and opportunities.

Information Protection: Your information is never sold or distributed. It is securely handled only by The Brenes Agency, Inc. and/or Francisco Brenes NPN 7616545.


3. TCPA Compliance

By submitting your contact information through any of our forms or websites, you expressly consent to receive communications from The Brenes Agency, Inc. and its authorized representatives via automated or manual calls, text messages, or emails about insurance products, career opportunities, or related services.

You may revoke your consent at any time by replying STOP to a text message or emailing [email protected].


4. Information We Collect

We may collect:

Personal Information: Name, email, phone, city, and other details you voluntarily provide.

Log Data: IP address, browser type, referring pages, and device information.

Cookies: Used to improve your browsing experience. You may disable cookies in your browser settings if preferred.


5. How We Use Your Information

Your information is used to:

Respond to your inquiries and schedule appointments.

Provide personalized life insurance and annuity recommendations.

Communicate career or contracting opportunities within The Brenes Agency.

Improve our sites and services.

We do not sell, rent, or share your personal data with third parties.


6. Information Sharing

We may share limited information only with:

Trusted vendors assisting in website operations or communications (bound by confidentiality).

Regulatory or legal authorities when required by law.
Non-personal or aggregated data may be used for analytics, advertising, or internal reporting.


7. Online Advertising

We may use digital advertising platforms (such as Facebook, Instagram, YouTube, and Google) that use cookies or tracking pixels to deliver targeted ads.
Users can manage ad preferences or opt-out of targeted advertising through browser settings or platform privacy tools.


8. Data Security

We employ reasonable physical, electronic, and procedural safeguards to protect your data.
However, no online transmission is 100% secure. By using our sites, you acknowledge these inherent risks.


9. Your Choices

You can:

Opt-out of communications anytime by replying “STOP” or emailing [email protected].

Request deletion or correction of your data.

Disable cookies via your browser settings.


10. California License & Compliance Disclosure

Francisco Brenes, NPN 7616545, is licensed under California Life Insurance License #0M14655.
The Brenes Agency, Inc. operates in accordance with California privacy and data protection laws.


11. Updates to This Policy

We may revise this policy periodically. The latest version will always be posted on each of our websites, along with the “Last Updated” date above.


12. Contact

The Brenes Agency, Inc.
Email: [email protected]
Websites: TheBrenesAgency.com | ScaleMyIncome.com | MortgageProtectionSystem.com/recruit
Licensed in California | License #0M14655 | NPN 7616545

By using any of our websites, you consent to this Privacy Policy.