Life Protection Market

Your #1 SOurce for Living Benefits Life Insurance

We compare over 70 policies to help find the perfect coverage and price tailored to your needs. Speak with a State-Licensed Insurance Professional to address your concerns and explore your options.

What are Living Benefits Insurance?

Living Benefits Life Insurance provides financial protection for your family while offering the added flexibility to access funds during your lifetime. With features like accelerated death benefits, you can receive a portion of your death benefit in case of a critical, chronic, or terminal illness to help cover medical expenses, living costs, or other needs.

Many policies also include guaranteed conversion options

, allowing you to upgrade your term policy to permanent coverage up to a certain age without needing to requalify or undergo additional medical exams.

It’s the perfect solution for those seeking peace of mind and financial security for both the present and future.

Why Choose Living Benefit Life Insurance...

Life is unpredictable, and Living Benefits Life Insurance offers peace of mind for both today and tomorrow. Not only does it protect your loved ones with a death benefit, but it also provides access to funds during critical times—like illness or injury—when you need them most. With added features like guaranteed conversion options, you can ensure lifelong protection without requalifying later. It's more than insurance; it's a financial safety net for life's unexpected moments.

At LifeProtectionMarket.com, we believe life insurance should do more than just provide a death benefit—it should protect you during life’s unexpected challenges. Here’s why Living Benefits Life Insurance is a smart choice for you and your family:

Access to funds when you need them most
Guaranteed Conversion
Financial Peace of Mind and Flexibility
No Restrictions on How Funds are used
Lifelong Value
Tax Free Death Benefit

At LifeProtectionMarket.com, we believe life insurance should do more than just protect your loved ones after you’re gone—it should support you during life’s toughest moments.

Living Benefits Life Insurance allows you to access a portion of your death benefit if you face a critical, chronic, or terminal illness, giving you financial flexibility when you need it most.

With features like guaranteed conversion to permanent coverage without medical exams and no restrictions on how benefits are used, it’s a smart, versatile solution for protecting your family’s future while providing peace of mind today.

Let’s talk about many other benefits to Living Benefits life insurance and see if this is right for you.

Is Living Benefits Insurance Right For Me?

Consider the following to see if Living Benefits Life Insurance is right for you:

Affordable Coverage Plans starting at as little as $3.00 per day (based on age and no medical history).
Age Eligibility: Available for individuals aged 18 to 55.
Flexible Coverage Amounts: Ranging from $50,000 to $2 million.
No Medical Exams: No blood work or lab tests required.
NO MEDICAL EXAM is necessary.
Living Benefits Included: Access a portion of your policy in case of critical, chronic, or terminal illness.
Guaranteed Conversion: Option to convert to permanent coverage without a medical exam.
Peace of Mind: Secure your family’s future and protect yourself during life’s unexpected challenges.

TESTIMONIALS

What People Are Saying...

"Living Benefits Are a Game-Changer!"

"I love knowing this policy offers more than just a death benefit. The living benefits give me the flexibility to access my coverage if I ever face a serious illness. It’s an incredible value and gives me true peace of mind."

Liz & Lester O.

"Fast, Simple, and Affordable!"

"I was skeptical about life insurance because I thought the process would be complicated and time-consuming. But within minutes, I was approved for a $500,000 policy with no medical exams or hassle.

Paul C., Arizona

"Perfect Fit for My Family!"

"As a busy parent, I needed affordable coverage that wouldn’t take weeks to process. For just a few dollars a day, I now have $1 million in coverage, and the instant decision process made it so simple. I feel secure knowing my family is protected."

Mike R., Ca

Frequently Asked Questions

What are living benefits in life insurance?

Living benefits allow you to access a portion of your policy’s death benefit while you’re still alive if you’re diagnosed with a critical, chronic, or terminal illness. These funds can be used for medical expenses, daily living costs, or any other financial needs.

Do I need to undergo a medical exam to qualify?.

No! Many living benefits policies do not require blood work or medical exams, making it easy to qualify. Instant decisions are available for individuals aged 18-55, depending on your health history and coverage needs.

Will using my living benefits affect my policy’s death benefit?

Yes, any amount you access through your living benefits will reduce the total death benefit paid out to your beneficiaries. However, the remaining balance will still go to your loved ones.

How much does living benefits life insurance cost?

Plans can start as low as $3.00 per day, depending on your age, health, and the coverage amount. It’s an affordable way to secure your family’s future while having a financial safety net for unexpected challenges.